Not sure if anyone has seen the television advertisement that Kiwi’s affectionately call, “undies undies, TOGS” (see below). It’s an ad for one of our beloved local ice cream brands TipTop, mocking a man wearing his swimwear as he walks away from the beach, sparking the discussion about how far from the beach is it acceptable to wear only your swimwear and nothing but your swimwear.
And for those of you who don’t know, the Kiwi word for swimwear is “togs”.
Over here in Croatia, the discussion about swimwear being worn away from the beaches is very different and much less tongue-in-cheek.
Dress Codes
Since August 2020 ( even earlier), tourists have faced being potentially fined up to 1,000 kuna (approximately €145) for wearing swimwear in the historical old city of Dubrovnik. And in 2023, Split brought into effect similar orders, whereby any person could be fined €150 or more for wearing swimwear on the streets away from the beach, for drinking in public places and for walking your dog without a leash. Fines that well reflect the religious and conservative nature of the local community.
And for tourists coming to Croatia, this often raises questions about dress codes and expectations during their holidays. So here is a quick 45D guide to what’s ok and what’s not ok to wear when on your Croatian holiday:
Swimsuits
As already covered, wearing swimsuits in certain cities and towns in Croatia away from the beach can get you an on-the-spot fine. And it doesn’t mean that the beaches or swimming areas are just as conservative. Because they’re not. You may actually be surprised to know that Croatia has a long-standing tradition of naturism. Although full nudity is kept strictly to designated beaches, better known as FKK beaches (using the German word “Freikörperkultur” meaning “free body culture”), topless sunbathing and skimpy swimsuits are commonplace amongst locals and foreigners alike.
Short version: Cover up if you’re going into town, anywhere religious, or to a restaurant or cafe. At the beach, wear what you want!
Religious Sites and Churches
If you are visiting any of the historic churches, cathedrals. monasteries or synagogues (we do have some!) in Croatia, it is important to remember that shoulders and thighs/knees need to be covered for both men and women. Irrespective of how hot it may be outside, this dress code is not negotiable and they WILL turn you away if you do not comply.
Dinner Attire
Now this does vary depending on where in Croatia you are. If you’re holidaying in a seaside village or town, or on a sailing holiday island hopping, dinner dress codes are pretty casual. A sundress, or shorts and t-shirt thrown on over a swimsuit with jandals (Kiwi-speak for flip-flops) is totally ok to wear out for dinner in the small konoba or tavern-style restaurants that usually offer outdoor seating. And, if you want to dress up, go ahead! So long as you’re not just wearing your swimsuit , pretty much anything goes.
In the bigger cities and tourist centres, dressing up a little more for dinner is more commonplace. You will notice that Croatian women in particular LOVE to dress up. Heels, hair, beautiful dresses… The whole nine yards! I love it and how they navigate the slippery well-worn cobblestones of the old towns in their stunning stilettos without breaking their ankles or their necks is completely beyond me. It sure is a skill I do not possess!
Within reason this is totally up to you and how you feel. If you want to dress up, go for it. If you want to dress down, go for it. Croatia really is, especially on a sailing holiday, more focused on comfort than fashion and if. you can pull off both together you’re on to a winner.
FKK Beaches
FKK is an abbreviation of the German phrase “Freikörperkultur”, meaning “free body culture”. It is a phrase used by nudists and naturists, and Croatians to describe their nudist beaches. Public nudity is strictly prohibited here in Croatia, with the exception of FKK beaches. You may come across some of these beaches or coastal areas during your time spent on the Dalmatian Coast. The general rule when anchored in the vicinity of a FKK beach is pretty simple and common sense: Don’t stare and be respectful.
Hopefully this little local knowledge goes a long way for you in making choices.
Whether you’re exploring ancient churches, dining by the sea, or soaking up the sun on an FKK beach, understanding what’s appropriate will help you navigate your trip with confidence and ease.
Croatia’s mix of relaxed coastal vibes and deep cultural traditions creates a unique blend of freedom and respect for local customs. So pack wisely, enjoy the sun, and embrace the beauty of this incredible country—both in style and in spirit!
See packing blog here
